Benefits Overview for Postdocs
|Job Title||Postdoctoral Fellow||Postdoctoral Associate|
|Term Limit||One year appointments, possibility for extension up to 4 years, based on fellowship||Up to 4 years in duration, possibility for extension|
|Research Foundation||Research Foundation||State of New York|
|Health Insurance Plans available through Upstate||
Eligible under the RF policies to enroll in graduate student’s employee health plan provided the fellow receives an annual stipend of at least $4,122 ($158.54 bi-weekly) and will be appointed for at least one semester. Fellow pays full share of premium.
Eligible for benefits provided RF employee is budgeted to work 50% or more. Employee portion of premium is pre-tax.
Eligible for benefits provided NYS employee is budgeted to earn at least $13,870 annually. Employee portion of premium is pre-tax.
|Coverage||Coverage available date enrollment form is received by our Human Resources Benefits Office or the date of employment (whichever is later).||Coverage available on 43rd day of active employment (42 calendar day waiting period).||Coverage available on 43rd day of active employment (42 calendar day waiting period).|
|Documentation needed for health insurance coverage||None||None||Copy of social security card(s) and birth certificate(s) for you and all your eligible dependents as well as your marriage license/certificate if enrolling a spouse, are required.|
|Leave Policy||No - not considered employee||
|Life Insurance||No||$10,000 basic coverage at no employee cost||$6,000 group life insurance plan.|
May have J-1 visa. Cannot be sponsored for any employment based visa, such as an H-1B, or be employer sponsored for permanent residency as a fellow.
May have H-1B or J-1 visa status. Cannot be sponsored for permanent residency.
No tax taken from fellows who are US citizens. IRS requires federal income tax must be withheld from fellowship payments to nonresident aliens unless the person can claim partial or total exemption. A nonresident alien who claims a partial or total exemption from federal income taxes is responsible for providing documentation in support of his or her claim. All claims for exemption are submitted to the RF Payroll Office and are reviewed on a case by case basis to determine the amount, if any, of the payment that is exempt from income tax. Penalties and interest can be severe for not following Internal Revenue Service (IRS) withholding and reporting requirements.
Standard employee taxes apply
The Research Foundation of SUNY defines fellowships as nonwage payments in support of the recipient's academic study or fellow-initiated research and in recognition of the recipient's promise as a research or teaching scholar. Fellowship awards administered by the Research Foundation on behalf of SUNY are for scholarly study or research by faculty members, postdoctoral scholars, and undergraduate and graduate students at a SUNY campus or at other locations in conjunction with SUNY academic programs.
If the terms of the award require the recipient to provide a service, the person must be appointed to the Research Foundation payroll as an employee and paid a salary or wage for the service provided.