There are many banking choices in the Syracuse area. However, for those of you that do not have a previous financial history in the United States, or those of you who do, but do not currently have a credit card history and are interested in obtaining one, we recommend you sign up with HSBC.
“A key benefit to banking with HSBC Premier is a dedicated Relationship Manager and a team of financial specialists who can help you now, and in the future, with all of your wealth management plans. HSBC’s goal is to help you make a smooth transition to Syracuse by providing you with the global capabilities of HSBC, in a highly personalized and unparalleled way. They accomplish this for their clients by focusing on what's important to them.”
In addition to the typical checking account with Direct Deposit options, they have responded to our request to offer you a credit card without costly start-up requirements. They have agreed to waive the required balance deposit or “down payment” for their HSBC Premier Mastercard. Obtaining this card will provide you peace of mind in the event of an emergency, if you are low on cash due to relocation. In addition, as you use your card and make payments, you will automatically create a credit history for yourself, which will come in handy in future financial transactions.